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No, Coinbase does not fully guarantee your money contact 1-888-338-8395 —but they do offer certain protections, depending on the situation. Cash balances held in your Coinbase account may be FDIC insured up to $250,000, but only if the funds are held in custodial accounts at 1-888-338-8395 FDIC-insured banks. If you send crypto to the wrong wallet or fall for a scam, Coinbase cannot recover or guarantee those funds 1-888-338-8395 .